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The 2-minute loft test that could save £300 on heating bills EACH YEAR as freezing temperatures continue across the UK

WE’RE all tired of the freezing weather taking over the UK.

And we’re also tired of how much it’s costing us to heat up our homes.

Woman adjusting thermostat.
Getty
One expert has shared how to save hundreds on your energy bills[/caption]

Fortunately, a property expert has shared a savvy trick that will keep your heating bills down, even if the sun isn’t ready to come out.

The Met Office has issued a yellow weather warning for snow and ice across the UK this week.

With the freezing temperatures setting in, the property experts at Gaffsy believe now is the perfect time to check on your loft insulation. 

And as most of us will be busy putting Christmas decorations up in the loft along with any other clutter, now is the best time to check.

Checking your loft insulation could save up to £300 annually on energy bills.

That’s because if the top of your house isn’t properly insulated, you’ll lose up to 25% of heat through the roof.

And there’s a tell tale sign if something is wrong that even your neighbours can see.

The experts say: “On a frosty or snowy day, look up at your roof from outside your home.

“If frost or snow covers your roof evenly, that is a sign that your roof is properly insulated.

“If the frost/snow coverage is patchy and sparse, that is usually an indication that heat is escaping through your roof. This could lead to energy loss and higher heating costs.”

Oren Kander, senior valuer and director at Gaffsy said: “Many homeowners don’t realise that the condition of their roof on a frosty morning can reveal a lot about their home’s energy efficiency.

“Uneven frost or snow melt indicates that heat is escaping, which not only drives up energy bills but also decreases your home’s temperature.

“By addressing insulation issues early, you can prevent significant heat loss, improve your home’s energy efficiency, and make substantial savings on your heating costs. It’s a simple observation that can make a big difference.”

How can I tell if my loft insulation needs improving/replacing? 

There are three main ways to check on the quality of your insulation:

The recommended thickness of loft insulation is 270mm. If your insulation falls short of this, it is advised that you add more layers to reach the recommended depth.

The main things you should look for when checking your roof insulation are mould, moisture and holes. If these signs are present on your insulation, it is advisable to replace it.

Insulation materials deteriorate over time. If your insulation is more than 20-30 years old, it may need replacing, as newer materials are more efficient.

5 ways to keep your house warm in winter

Property expert Joshua Houston shared his tips.

1. Curtains

“Windows are a common place for the outside cold to get into your home, this is because of small gaps that can let in air so always close your curtains as soon as it gets dark,” he said.

This simple method gives you an extra layer of warmth as it can provide a kind of “insulation” between your window and curtain.

2. Rugs

“Your floor is another area of your home where heat can be lost and can make your home feel chilly,” he continued. “You might notice on cold days, that your floor is not nice to walk on due to it freezing your feet.

“Add rugs to areas that don’t already have a carpet, this provides a layer of insulation between your bare floor and the room above.”

3. Check your insulation

Check your pipes, loft space, crawlspaces and underneath floorboards.

“Loose-fill insulation is very good for this, and is a more affordable type of insulation, with a big bag being able to be picked up for around £30,” Joshua explained.

4. Keep your internal doors closed

“Household members often gather in one room in the evening, and this is usually either the kitchen or living room,” Joshua said.

“This means you only have to heat a small area of your home, and closing the doors keeps the heat in and the cold out.”

5. Block drafts 

Don’t forget to check cat flaps, chimneys and letterboxes, as they can let in cold air if they aren’t secure.

Why is loft insulation so important? 

Here are the three main reasons why proper loft insulation is vital:

Poor insulation can cause higher energy bills because you’ll need more heat to keep your home warm through winter.

Insulating your loft effectively could save up to £300 on energy bills per year, depending on your home’s size and energy efficiency.

25% of the heat in our homes escapes through the roof without sufficient insulation, which could range from zero insulation to damaged insulation.

How to properly store Christmas decorations in the loft

Storing decorations or other items incorrectly can damage the insulation, compressing it and reducing its impact. This could cause bills to rise as insulation deteriorates.

Here are three tips for putting Christmas decorations away safely:

Christmas decorations should be stored correctly around your loft – on boarded areas of floor or shelving if possible, avoiding contact with insulation.

Make sure heavier items, like artificial trees, are placed with care in a section of the loft with plenty of support.

Avoid storing boxes in an area with contact with brickwork, like walls and chimneys. Storing boxes against these surfaces can lead to dampness, which may damage the contents of the boxes, particularly if they are made of cardboard.

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Kyle Walker’s wife Annie is SCRAPPING her £27m divorce bid as cheating Man City star eyes £400k-a-week move

JUST last year, Kyle Walker’s long-suffering wife Annie Kilner was preparing for war and telling pals she was considering divorce.

But after a cosy Christmas with the Man City star and their children — and amid growing speculation he is being courted for a multi-million-pound move to play in Saudi Arabia — that could all change once again.

Annie Kilner at a Christmas party.
BackGrid
Kyle Walker’s long-suffering wife Annie Kilner has put the brakes on talk of a split, and kept her ring finger covered on night out in December[/caption]
Kyle Walker of Manchester City playing in a Premier League match.
Getty
The City and England defender has moved back into their marital home[/caption]
Kyle Walker arriving at the High Court.
Darren Fletcher
Kyle is being courted for a multi-million-pound move to play in Saudi Arabia, above arriving for court date with Lauryn in July last year[/caption]
Kyle Walker and his family in matching pajamas by a Christmas tree.
Kyle posed with Annie and their four children in matching pyjamas during Christmas
Instagram

Those close to Annie, 33, tell The Sun she has put the brakes on talk of a split and instead moved the City and England defender back into the marital home.

An insider said: “It was just a few months ago that Annie served Kyle with divorce papers, but she’s having second thoughts.

“He’s a top target for the Saudi Arabia clubs and if he decides to take a deal it’ll be life-changing — and not just because of the massive amount of money he’ll be making.”

Any move to the Arab state is still up in the air, but Kyle, 34, is a top target for big-hitting sides including Al Nassr, where Portuguese ace Cristiano Ronaldo is captain.

Deals being mooted by clubs in the oil-rich nation are said to be worth upwards of £20million, with Kyle easily expected to bank £400,000 a week if he chooses to try his luck abroad.

And friends close to Annie say the money will do the talking.

They added: “Annie is no fool. She sought legal advice about the finances last year and knows that the deal in Saudi is worth a lot.

“Annie says it’s not about the cash but keeping their family together, yet his earning potential is something she will have thought about.

“She is savvy and has been mapping out a plan for a long time.

Posed in matching Christmas pyjamas

“Annie always puts the children first but she has to think about herself too — and financially she wants to know she would be secure whatever happens between them.

“Kyle has assured her that whatever happens, she would have the financial support.”

The couple put on a united front at Christmas as they posed in matching pyjamas with their four children, Roman, 13, Riaan, eight, six-year-old Reign and baby Rezon.

It was a picture-perfect scene compared to last December when their lives were turned upside down by the news that Kyle had fathered a secret daughter with reality TV star Lauryn Goodman.

Annie, who started dating Kyle when she was 16, was pregnant with their fourth child at the time.

He already shares four-year-old son Kairo with Lauryn following a relationship with her during a brief split from Annie.

Of the family’s cosy reunion at Christmas, a fellow Wag said: “It seems like Kyle is happy to be back home with his family and they are looking to the future.

She is savvy and has been mapping out a plan for a long time

Friends

“Not sure if anything is set in stone about their relationship, but they are more together than they’ve looked before — as if the time spent together over Christmas helped them both to appreciate what they have.

“Whatever their future holds, they will make it work for their lads who are everything to them.”

Kyle made a grovelling apology to devastated Annie in The Sun in January last year.

At the time he said he was desperate to save the marriage but admitted he would not blame Annie if she chose to divorce him.

Last month, in a sign their relationship was back on track, Kyle smiled like the cat who got the cream as he showed off his wedding ring on a night out at the darts.

Two toddlers in matching soccer jerseys watch a soccer game on TV.
Instagram @lauryngoodman91
Kairo and Kinara watch Kyle during Euro 2024[/caption]
Lauren Goodman arriving at the High Court for a family hearing.
Darren Fletcher
Lauryn Goodman takes Kyle to court to seek financial settlement for their children[/caption]

He was in high spirits at Alexandra Palace in London as he watched the World Championship, shortly after moving back home for the festive season.

Annie also put her ring back on — but has attempted to discreetly cover her hand in public in recent weeks to avoid speculation.

Our insider added: “Spending time with Kyle at Christmas has made Annie rethink everything.

“She let him move back into the family home and it was amazing for her to see Kyle and how great he is with their kids.

“Despite what has gone on between them, Kyle is a brilliant father.

“She knows now isn’t the right time to start going down the legal route of separation and has taken the advice that timing is key when it comes to a divorce.

Spending time with Kyle at Christmas has made Annie rethink everything

Insider

“They’ve got the children to think about — they’re still young — and that’s been a major factor in Annie’s thinking.

“She isn’t rushing into anything and is biding her time, especially with all the talk about Saudi and a possible move there.”

The couple have only been married since November 2021, but met in his hometown of Sheffield when they were teenagers.

Kyle was first accused of cheating in 2016 when he was caught messaging Playboy model Carla Howe while in France with the England squad for the Euro championships.

Then in 2019, Ex On The Beach star Laura Brown messaged Annie to confess she and Kyle had enjoyed a string of romps, including one time in his £200,000 Bentley 4×4.

Annie immediately dumped Kyle, who moved into a flat, where he ended up hosting a sex party with a friend and two call girls during the Covid lockdown.

While single, he started a relationship with Lauryn, who quickly fell pregnant and gave birth in 2020.

Annie took him back and they wed in an intimate ceremony at Mottram Hall in Cheshire 18 months later.

But The Sun recently revealed that Annie’s friends claimed she was looking at her options as far back as 2019, with her insisting: “Marrying Kyle would give me security if he ever does it again.”

‘Some said she should cut her losses and run’

She apparently asked at least four footballers’ wives for advice before marrying the love rat in case history repeated itself.

One said: “Some said she should leave him at the time — just cut her losses and run. But others warned marrying that him would be the only way she could really secure herself financially.”

In messages seen by The Sun from five years ago, before the couple tied the knot, Annie glumly conceded, “It’s the same old s**t — he’s been doing it for ten years”, before asking pals for their opinions on how to future-proof herself financially.

Appearing to predict that he would betray her again, Annie wrote to a friend at the time: “He’s going to have a lonely end.”

Annie turned out to be right about his repeat actions, as he briefly rekindled things with Lauryn weeks after Kairo was born and lived a lie for more than a year after discovering she was expecting his second child.

She isn’t rushing into anything and is biding her time, especially with all the talk about Saudi and a possible move there

Insider

Lauryn later took Kyle to court to seek a financial settlement for their kids.

After Lauryn’s bombshell confession to Annie about daughter Kinara, he told The Sun in an emotional interview that he had lied to both women

He added: “It was a double-edged sword between my conscience being clean and losing my family.

“I’ve hurt someone I truly believe is my soulmate. Annie knows I’m sorry. I’m sorry because as a family this isn’t meant to happen. They are all I’ve got.”

A Middle East move for the England ace would follow a tough current season at City.

He still has 19 months left on his Etihad contract, but admitted he would “never say never” when rumours were flying last year. Now, Al-Nassr, Al-Ahli and Al-Ittihad from Saudi’s pro league are keen on securing his signature.

If Kyle does take the plunge, he would follow in the footsteps of England teammate Ivan Toney, who landed a £20million-a-year deal with Al-Ahli last summer after transferring from Brentford.

But whether he gets to enjoy that money with or without Annie is very much still in the balance.

Kyle Walker and Annie Kilner.
Instagram
The ace and Annie posed in this throwback snap[/caption]

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