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Couple save £5,000 when booking a family Disney holiday – here’s how
GEN Z get the most bang for their buck when it comes to experiences and holidays abroad – using loyalty points to make their money go further.
A poll of 2,000 Brits found more than a third (34 per cent) of adults born after 1996 and 26 per cent of millennials have used points to help fund their overseas travel, compared with just 10 per cent of boomers and 11 per cent of Gen X.
A survey found that three quarters (70 per cent) of Gen Z said they wouldn’t be able to afford a holiday if it wasn’t subsidised via a rewards incentive to get the price down[/caption] Maggie and Carl saved thousands using incentives[/caption]Of those who have funded their travel abroad, 64 per cent of millennials had used points to get money off big-ticket expenses such as flights – compared with just 48 per cent of boomers.
New York, Paris and Dubai are among the most exotic locations the younger generation has visited using points to fund the trip.
This comes as Virgin Red launches its third annual report, The Points Index: Holiday Getaways which takes stock of the nation’s mood for trips abroad, while also looking at how public spending and behaviours towards loyalty programmes has changed in the past 12 months.
Andrea Burchett, chief loyalty officer and managing director for the rewards club, which commissioned the research as part of its annual Points Index report, said: “We’re seeing real trends with how people are spending their points.
“Millennials and Gen Z in particular, are demonstrating a remarkable ability to maximise the benefits of loyalty programmes by adopting a more tech-savvy approach.
“They are drawn to digital platforms, mobile apps, and gamified experiences that reward their engagement in innovative ways.
“For these younger shoppers, it’s not just about savings — it’s about the experience, the convenience of integration with their digital lives, and the opportunity to personalise their rewards.
“As we continue to cutback our daily essentials, this data shows consumers refuse to lose out on travel, particularly amongst Gen Z, and our sense of adventure has not been lost among Brits. Particularly those saving up for once-in-a-lifetime experiences.”
Almost three quarters (70 per cent) of Gen Z said they wouldn’t be able to afford a holiday if it wasn’t subsidised via a rewards incentive to get the price down, compared with just half (51 per cent) of Brits overall who said they are in the same position.
Of those using points towards subsidising travel, 88 per cent have used them towards flights, and a further 41 per cent for hotel stays.
It seems the older generation could be missing a trick when it comes to getting money off foreign travel, as more boomers and Gen Xers (both 97 per cent) collect loyalty points than millennials or Gen Z (83 and 77 per cent respectively).
Looking at their future travel plans, 27 per cent of younger respondents want to go on more adventures, based on their bookings in the past 12 months.
And 45 per cent are opting for more ‘once in a lifetime’ travel experiences, rather than smaller trips away.
While nearly half (46 per cent) of Brits are looking at ways to earn more points per spend, in a bid to recoup rewards to upgrade on holiday purchases like flights and hotel stays, the survey also found 46 per cent have changed their spending habits to mitigate the impact of the cost-of-living crisis.
And a huge 90 per cent of those surveyed confirmed they are part of a reward programme, with a quarter of those participating in five or more separate programmes, the OnePoll research found.
Maggie Hellicar, 39, her husband Carl and their one-year-old son Aiden managed to jet off to Disney World in Florida last year – saving £5,000 to upgrade to upper class flights using a combination of 115,000 points through Virgin Red and a companion voucher.
They said they saved £5,000 together[/caption]Revealing her tips and tricks, Maggie said: “The points do rack up if you can funnel as much of your spending onto things like the Virgin Atlantic credit cards.
“That gives you a slightly better rate when you spend, and there was also bonus points when you signed up.
“It was a case of spending money on the card, and then you’ve got competitions on Virgin Red which help give you points.
“Every little helps when you’re trying to rack up those points and you’re aiming to get enough for a flight or an upgrade.
“The other benefit you get is the companion vouchers with the credit cards.
“If you spend over a certain amount a year, it makes a massive difference if you’re looking to upgrade or book an extra seat – they’re really useful.”
Andrea Burchett of Virgin Red added: “It’s worth noting that this trend isn’t entirely generational, technology is a key enabler across the board.
“Older consumers are increasingly adopting digital loyalty tools, particularly as businesses simplify the user experience. Today, almost three quarters of Brits (71 per cent) said collecting loyalty points is now part of their everyday routine.
“This shows that while approaches may differ, the universal appeal of gaining value from purchases remains strong, whether that’s for travel, groceries or healthcare.”
The couple said they wouldn’t have been able to afford the trip without it[/caption]OnlyFans is good money but I get death threats & had to pull my son from school – I regret it & can’t get a ‘normal’ job
AN OnlyFans creator who makes £12,000-a-month on the platform revealed that she’s been left unemployable.
She shared a warning to other single mums that content creation is “not all it’s cracked up to be.”
OnlyFans creator Tyler Wilson revealed some of the issues she faces now her content has gone viral[/caption]Tyler Wilson, who posts under the name Bluu, turned to making explicit solo content after a car accident in 2019 left her unable to return to her nine-to-five as an estate agent.
Within the first month, the 26-year-old was able to take her son, aged 10, to Disney World.
This was thanks to her growing fanbase who collectively paid £100 a day for her explicit photos.
But she quickly found out about the “ugly” side of her career when a clip of her speaking on a podcast went viral on TikTok and she was “bombarded” by death threats.
She revealed that trolls even made calls to the police and recalled the “judgement at the school gates.”
Now, Tyler says she’s unable to go back to normal life after being left with “constant anxiety” – and still lives on her income from OnlyFans as she believes it’s her “only choice.”
“Within one week of my video going viral, I had the police called to my house multiple times, I had to take my son out of school, and someone smashed up my car,” the mum-of-one said.
“I was very fragile and vulnerable [on the podcast] – I literally went on, thinking it would make me an extra £1,000.
“It was a heated debate with someone who was against OnlyFans – I was reacting to him with a lot of emotion and trauma.”
She recalled the effect her career choice has had on her life.
“As soon as my account blew up, my entire family knew – and all the mums at the school gates had seen it,” Tyler said.
“It’s technically left me unemployable – I could end up losing my job if an employer discovered my content.
“I’m stuck in a rut where every time I need an income boost, I’d have to go viral again, or do a collaboration with another creator – I don’t want to do that.”
In July 2019, Tyler’s estate agent job came to an abrupt end after a car accident left her with a broken collarbone, spine and ribs.
She recovered in hospital for a month – but continued to need surgeries on her broken bones until May 2022.
What is OnlyFans?
OnlyFans is a subscription content service based in London.
As of 2023, it is thought to have more than 220million registered users and over three million content creators.
Sex workers charge monthly fees for access to pictures, videos and more.
While popular for porn, the site isn’t exclusively designed with that in mind – anyone who wants to build up a fan base and charge them for it can set one up.
Celebs like Katie Price and Kerry Katona are popular personalities on the platform.
“Whether you’re uploading tutorials, tips, behind-the-scenes footage or just endless selfies, a lot of your followers would be willing to pay for them,” the company states.
For every subscription that’s sold to a viewer, performers get 80 per cent of the cash while OnlyFans gets the rest.
It isn’t limited to adult content, as it has become popular with physical fitness experts and musicians.
Despite initially trying to go back to the office, Tyler found it “painful” – and switched to online-only work in estate agent management, earning £800-a-month.
“I was so worried about having to leave my job – I was just in a position where I couldn’t really work,” Tyler said.
“I couldn’t keep coming to work in a neck brace – it was crazy.
“It was like being stuck in limbo, the online job was OK money – but I needed additional income.”
Tyler says she didn’t know much about OnlyFans when she made the decision to sign up in August 2022.
She explained she thought it was like Facebook, where she’d be able to solicit business by messaging people’s accounts.
The 29-year-old explained that she has received death threats and calls from social services over her content creation[/caption]But she claims she didn’t realise she had to share her link for fans to find her – so created alternate, anonymous social media accounts to promote her content.
She quickly went from making £800-a-month to £700-a-week.
“It was never extreme stuff, just explicit solo content,” Tyler said.
“I earned my first £10,000 really quickly, which I spent on taking my son to Disney World, Florida, for two weeks.
“I also bought myself a £27,000 brand new Audi TT in cash.”
However in February 2023, Tyler was hit with an influx of trolling comments after her viral podcast appearance.
Some people even accused her of “ruining her son’s life.”
The police were called to my house so many times in just one week, following reports of ‘child abuse’ – it was a joke.
Tyler Wilson
“The impact hit straight away – I spent ages replying to comments, when I should’ve ignored them,” she said.
“My son’s old school called me up pretty quickly to say they’d seen it – and I should probably avoid peak pick-up times in case any of the mums at the school gates kicked off.
“The police were called to my house so many times in just one week, following reports of ‘child abuse’ – it was a joke.
“I decided to stop actively posting on OnlyFans – but what’s on there is on there forever.
“And I’m still making an income from it – around £3,000 to £4,000 a week.”
The backlash generated from the viral clip kept going for three weeks but Tyler says she still feels the impact of the content being “inerasable” from the internet.
It’s an active worry for me that when he reaches a certain age, my son or his friends will stumble across my content.
Tyler Wilson
She and her son have since moved house to prevent trolls from finding her address – and she enrolled him at a new school.
“It’s an active worry for me that when he reaches a certain age, my son or his friends will stumble across my content,” she said.
“We have a good relationship and I’d never lie to him if he asked me about it – but I really don’t want him to go looking for it.
“High school is looking like another hurdle – but I know I’m in a position to homeschool if it comes to it.”
Tyler wants to warn other single mums not to be “tempted” by making extra income on OnlyFans despite still earning enough to live on it full-time.
“It is better than what I earned from my nine-to-five, but it’s more than passive income,” she said.
“In a moment of needing money, think about how the videos will likely stay online forever, it isn’t worth the anxiety.”
Tyler revealed that she no longer posts on OnlyFans but still rakes in enough to get by[/caption]What Irish TV channel is PSV Eindhoven vs Liverpool on? Kick-off time, FREE stream, teams and odds for Champions League
LIVERPOOL will look to cap off a sensational Champions League pool campaign when they face PSV Eindhoven.
Arne Slot‘s men have already coasted into the last-16 having won all seven of their games to this point.
Liverpool face PSV Eindhoven on Wednesday night[/caption]The Dutch club are well-placed to join them, as they need only a draw to guarantee themselves a place in the play-offs.
Eindhoven – who beat Slot’s Feyenoord to the Eredivisie title last season – are in 19th place in the league phase.
They are three points ahead of Manchester City, who must beat Club Brugge on the same night to qualify for the play-offs.
Here’s everything you need to know about the match.
When is it on and what time is kick-off?
PSV Eindhoven vs Liverpool takes place on Wednesday, January 29, at the Philips Stadium in Eindhoven.
Kick-off is at 8pm.
Where can I watch it?
The match will be shown live on Virgin Media 2, with coverage starting at 7pm.
Those wishing to stream the match will be able to through the Virgin Media Player.
What are the teams?
Arne Slot is set to make a raft of changes from the side that hammered Ipswich Town in the Premier League at the weekend.
Cody Gakpo and Andrew Robertson are the only players to have started that game who have travelled to Holland.
This means that Caoimhin Kelleher will start, with the likes of Wataru Endo, Darwin Nunez, Federico Chiesa, Harvey Elliott, Kostas Tsimikas, Jarell Quansah, and Conor Bradley also set to feature.
Speaking at his pre-match press conference, the Reds manager insisted his much-changed side will still be going gung-ho for the victory.
He said: “A very wise man once said to me, ‘I have never seen anything good coming from losing a football game’.
“We are not going into the game tomorrow trying to lose the game, we will do everything we can to try to win it, of course.
“The second thing is that because we mainly start with 13 or 14 players that have shared most of the playing time, the ones that haven’t played a lot it’s very useful for them to have 90 minutes.
“Because if we do get into injury problems, these players will have a bit of game rhythm then as well.
“So, it’s a choice that we’ve made for the long term.
“It doesn’t tell you anything about the results in the short term but definitely it helps us for the long term.”
PSV, meanwhile, will be without a number of players for the game.
Ryan Flamingo is absent through injury, while Ivan Perisic was not registered in time after joining the club in September.
Jerdy Schouten joins Sergino Dest, Malick Tillman and Couhaib Driouech as those ruled out with fitness concern, while Adamo Nagalo (shoulder) and Noa Lang (illness) will be monitored.
What are the odds?
In light of the squad changes, Liverpool are valued at 2/1 to come away with all three points.
PSV are valued at 6/5 while the draw is at 5/2.