AMANDA Holden has transformed into a very sexy Red Riding Hood for World Book Day.

In the Heart Breakfast studios this morning, Amanda and co-host Ashley Roberts got all dressed up for World Book Day.

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Amanda Holden transformed into Little Red Riding Hood for World Book Day[/caption]

thisisheart/Instagram

Ashley Roberts looked amazing in a wolf outfit[/caption]

thisisheart/Instagram

The two women put on sexy displays in the Heart studios[/caption]

Amanda, 54, looked sensational in a sexy Red Riding Hood outfit, while Ashley, became a very sexy wolf.

The Britain’s Got Talent judge could be seen rocking a grey and white corset-style top, complete with an ultra short red miniskirt.

Amanda finished off her racy Red Riding Hood look with a red cape, some red heeled pumps and a picnic basket.

Meanwhile, Ashley, 43, wore a short fluffy grey dress complete with a hood and fox-style ears.

The blonde beauty finished off the look with some knee-high black boots.

Also getting in on the World Book Day action was Jamie Theakston who could be seen rocking a hilarious outfit after transforming into a granny.

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Jamie Theakston also got in on the action[/caption]

thisisheart/Instagram

The trio looked sensational as they posed on World Book Day[/caption]

Reacting to the sizzling snaps shared on Heart’s Instagram, one fan penned: “What great legs you have.”

“Looking good love it,” swooned a second.

“Man alive Amanda,” added a third, who also shared a selection of rocket and flame emojis.

“Incredible scenes,” gushed a fourth.

“Not surprised by Amanda’s costume,” complained a fifth.

While a sixth echoed: “Why make it sexual!!!” before adding: “Jamie brilliant xxx.”

But photos of the trio’s looks for World Book Day were not the only offerings.

Amanda and Ashley could also be seen dancing up a storm to a Kendrick Lamar song.

In the video, the two women could be seen dancing in a sultry way as they made their way around the Global offices and Heart studios.

Amanda and Ashley both displayed their endless pins as they danced and writhed, leaving fans taken aback.

Underneath the video of the two women dancing in their costumes, one person penned: “You’s two are so funny. Go on the girls lol.”

And a second said: “Brightening my morning,” complete with sunshine emojis.

“I just love the chap at his desk casually having his brew,” noted a third, who was referring to the man sitting at his desk drinking tea.

“Who has the best legs??” asked another.

While a fifth person penned: “You all look brilliant!”

Listen to Heart Breakfast with Jamie Theakston and Amanda Holden weekdays  from 06:30 – 10:00 and on Global Player.

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The Heart Breakfast hosts then did a dance in a video shared on Instagram[/caption]

Instagram / @thisisheart

Jamie Theakston got involved too[/caption]

Instagram / @thisisheart

The two women looked amazing as they danced with their endless legs on display[/caption]

DILLON DANIS has opened up on how his horror knee injury left him in the darkest of places – and how boxing has been an unlikely source of light.

The American shot to fame in 2016 after being hired by Conor McGregor as a jiu-jitsu training partner before the Irishman’s rematch win over Nate Diaz.

@dillondanis

Dillon Danis recovered after horror knee injuries[/caption]

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He has turned it around to embark on a big-money boxing switch[/caption]

Danis has since become a controversial and outspoken figure in fight sports after going 2-0 in MMA.

But two agonising knee injuries left him bed bound and depressed.

Danis, 31, told SunSport: “It was terrible. F***ing terrible.

“I mean, I don’t want to get too dark, but it does get a little suicidal because you can’t do what you love and you’re stuck in a bed in a brace, you can’t move for eight months.

“I had it twice, so yeah, it’s f***ing brutal. You don’t know if you’re ever gonna be the same again.

“There’s a lot of s***, man, it’s one of the worst things that you can go through as an athlete.”

Danis’ last fight in the cage was 2019 and he became more recognisable as an internet troll than professional fighter.

And despite limited striking skills, Danis chased big-money boxing bouts against the likes of Jake Paul.

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He pulled out of a 2023 fight against KSI before eventually facing Paul’s brother Logan in his boxing debut in 2023.

Danis does now return to the ring once more to fight KSI on March 29 in Manchester – three years after their initial bout was axed.

And, the New Yorker also has an MMA return scheduled for May against ex-UFC star Tony Ferguson, 41.

It is a sudden turn of events for the 31-year-old – who welcomed his son into the world one month before fighting Logan.

Danis said: “I’m fine money-wise, it’s just more for my legacy in my career.

“I wanna get back just fighting, that’s what I love to do. I have to do knee surgeries and now I’m more healthy. 

“So I just wanna be active, but obviously having a son is great, but you know, providing, but I have money, so it is what it is.”

Danis was disqualified in the sixth and final round against Logan after attempting an MMA-style submission move.

And he had no plans of ever getting back into the boxing ring – until a mega-money offer came in from old enemy KSI.

Danis said: “I didn’t wanna box again, to be honest with you. 

@dillondanis

Danis welcomed his son into the world in 2023[/caption]

@dillondanis

Danis is out to provide for his boy[/caption]

“I want MMA but then this fight came around and it was KSI and redemption and there was a lot of things into it.

“A lot of money, and you know me and KSI’s backstory, him being close to Logan.

“So yeah, I mean it is what it is. I knew that KSI always needed me with this fight. I don’t need him. He needs me.”

KSI is yet to return since suffering his first defeat in the ring, losing a controversial decision to Tommy Fury, 25, the night Danis fought Logan.

And the British YouTuber-turned-boxer was left scrambling for an opponent after ex-Chelsea defender Wayne Bridge, 44, pulled out.

That was after KSI – who slapped Danis with a pancake – made reference to Bridge’s infamous feud with former team-mate John Terry.

So Danis was called in as a late replacement – offering him and KSI the chance to finish their feud once and for all.

But Danis said: “I just feel like he’s not equal to me. I was saying he’s like a little brother to me, so I don’t know, I don’t really care about the guy.

“I’m gonna knock him out and get my money and go and fight Tony. So it is what it is. It’s an easy boxing match.

“He’s gonna run around for six rounds. I know how he is. I’m just happy to punch him in the face.”

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KSI slapped Danis with a pancake at their press conference[/caption]

JUST seeing the word mortgage fee is enough to send your head into a spin.

But don’t despair, we’ve compared the fees of some of the UK’s top lenders and asked the mortgage experts – how much you should really be paying for your mortgage?

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Keeping on top of fees is important so you don’t spend more than you should[/caption]

We checked the fees of the UK’s six biggest mortgage lenders, and a handful of other high street names.

To see how much they would charge someone over the life of the loan for buying a £400,000 house, with a mortgage of £320,000 and a 20% deposit using a five-year fixed rate.

Setting up your mortgage

From application stage to getting your mortgage finance, banks and building societies charge several fees for the services they carry out.

As our table shows, however, they amounts can vary widely. 

David Hollingworth, associate director, communications, L&C Mortgages, said: “When searching for a new mortgage it’s very easy to focus in on getting the lowest interest rate. 

That clearly does play a big part in determining the best deal but there’s a lot more to factor in than just rate, such as fees and charges, to ensure you get the best overall value.”

Arrangement fee

An arrangement fee, or product fee as it’s also known, covers the administrative costs of assessing your application and setting up your mortgage.

Because it’s such a big expense, lenders let borrowers add the fee to their mortgage but this means you’ll pay more interest over the life of your loan.

Lenders like Nationwide and NatWest which in our table are charging the highest arrangement fees tend to offer the lowest rates.

But that’s not always the case so it’s worth checking with other lenders.

The good news is that there’s lots of choice, making it easy to avoid paying through the nose for your mortgage.

Most lenders offer a £0 fee option that comes with a higher interest rate. 

However, the sheer volume of mortgage deals on the market, more than 6,450 according to financial data providers Moneyfacts, makes it tricky picking the right fee and rate combination for your circumstances.

Ask a mortgage broker to work it out for you.

“The very lowest mortgage rates often carry the biggest arrangement fees,” Mr Hollingworth.

“It can be worth paying if the interest rate is low enough to compensate for the big fee but that usually better suits those with a bigger mortgage.”

Booking fee

Booking fees, also known as application fees, are almost a thing of the past, says Rowan Frayling managing director of mortgage broker J Finance.

A booking fee is a non-refundable fee paid upfront by the borrower to reserve their mortgage rate. 

“Some small building societies still charge them,” said Mr Frayling, “but they’re incredibly rare and often match other lenders’ arrangement fees.”

The Newbury Building Society, for example, charges an £895 booking fee but no arrangement fee. It compares favourably to the charges levied by bigger lenders but the fee is not refundable if don’t go ahead. 

Valuation fee

Although everyone who is buying a home needs a valuation, few lenders charge for this service anymore so easily avoidable.

Some lenders that do charge, like Virgin Money, offer £300 cash back on certain mortgage deals to soften the blow.

The bank also waives the valuation fee if borrowers use a mortgage broker instead of coming into the branch. 

Halifax, on the other hand, charges all borrowers a £100 flat valuation fee, even when a computer-generated valuation has been used. 

“Mortgage brokers search for the best deal based on its true cost,” said Mr Frayling.

“A valuation fee will be factored in to that calculation and a small charge like £100 will hardly break the bank.

But if there are two mortgage deals with similar interest rates, borrowers might prefer the one which doesn’t require a £100 upfront fee.”

Funds transfer fee

Also called a CHAPs fee, this is charged to cover the cost of electronically transferring your mortgage funds to your solicitor on the day your loan completes. Not all lenders pass this fee on to borrowers.

Among the lenders Sun Money analysed, the cost ranges from £0 to £35 so it’s not worth forsaking a decent deal to avoid it.

Account fee

Some lenders, such as Santander, charge borrowers an account fee which covers the costs of setting up, maintaining, and closing your mortgage account.

Santander says while it charges an account fee, it does not pass on a funds transfer fee or charge arrears fees which other lenders without an account fee do. 

Some lenders charge a redemption fee instead which essentially pays for the same work. Lenders like NatWest and HSBC don’t charge either. 

During your mortgage

You may incur penalties or admin charges during the term of your mortgage deal which vary from lender to lender. 

Arrears fees

It’s tricky to compare lenders on their arrears fees because they take different approaches to charging borrowers for missed payments.

And, as no-one intends to fall behind on their mortgage, it’s not a cost you consider when shopping around. 

Nationwide, for example, doesn’t apply any administrative charges when customers fall behind on payments.

But if it can’t reach the homeonwer, the lender may instruct a company to visit them costing £120. NatWest charges £10 per unpaid direct debit, while Leeds Building Society applies a £27.50 monthly arrears fee.

Adding or taking someone off the mortgage and property title deeds

The only way to avoid this fee is by not making any changes. But in cases such as divorce, there’s no way around it.

Known as a transfer of equity fee, among the lenders we analysed, these ranged from £65 to £200.

Paying back your mortgage

Redemption charges

This can cover a multitude of small admin costs so don’t be afraid to ask your lender for a breakdown of what you’re paying for.

Leeds Building Society, for example, charges a £199 exit fee to close your account.

If it holds the title deeds to your property, the lender charges £65 to send them to your solicitor but only if requested.

Early repayment charges

If you’ve taken out a fixed rate mortgage, chances are you’ll have to pay an early repayment charge if you pay back your loan before your fixed rate ends.

Mr Hollingworth said: “Early repayment charges often apply throughout the deal period and can vary by deal and lender.

The charges are usually shown as a percentage of the amount repaid.” 

A lot of lenders reduce the penalty the longer you’ve had your mortgage deal for. For example, in year one of your five-year fixed rate you might be charged 5% and year five you would be charged 1%.

Others apply the same percentage fee throughout.

If you wanted to repay a £200,000 mortgage in year four of a five-year fixed rate with Halifax, the lender would charge you penalty of 2% of the amount being repaid, setting you back £4,000. Barclays, which charges a 4% fee for the full five years, would levy a £8,000 instead.  

Mr Hollingworth says borrowers who think they may need to move house during the term of their fixed rate should either look for a lender that allows them to take their mortgage with them to their new home, or one that has a sliding scale of exit penalties.

CURTIS PRITCHARD is ready to follow Love Island pal Tommy Fury into the Misfits Boxing ring.

The likes of Fury and Idris Virgo have both featured on the hit ITV show before and after making waves in the sport.

Rex Features

And more recently, the unbeaten pair signed to Misfits – the home of celebrity-style crossover bouts headed up by YouTuber-turned-boxer KSI.

And now professional dancer Pritchard – who was once trained by Fury – fancies his chances in the ring.

He told SunSport: “I’ve always been into fighting and boxing and all of that stuff so it’s something I’ve always wanted to do as a kid.

“But dancing was my main career at the time and you couldn’t balance to when you’re doing it at a very high level.

“So I feel like now I’m at a different place in my life and I thought, let’s do some boxing. Let’s do something I’ve always wanted to do and get in the ring.”

Pritchard, 29, has laced up the gloves before with the help of Fury, 25 for a series called The Boxer and the Ballroom Dancer.

Fury was taught how to dance for a live performance and Pritchard was coached for a white collar bout.

And Pritchard said: “The boxer and ballroom dancer! Trained him up to a dancing competition, they trained me up to do a boxing match, loved it, sick little thing that was.

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“The only downside with that one was it was a white collar fight, so we had all the headgear on and stuff, and I just feel like it distracts you slightly.

“You have to move more with that on, so I would have preferred to have done it without it, but I would say it’s easier with the head guard on, so it’d be nice to try it without it on.”

Pritchard’s friendship with Fury strained over the years but he still keeps in contact with British boxing legend Ricky Hatton after their sessions for the series.

He said: “I’ve done some boxing with him before many years ago, so I can always turn to them and ask them for advice.

“Lovely people up in Manchester because that’s my hometown area of Cheshire.”

Pritchard has teased a bout against Davide Sanclimenti, 30, the ex of his current girlfriend Ekin-Su Culculoglu.

But pressed on opponents, Pritchard said: “All things to be thinking about and in the pipeline at the minute.

“But I actually did my first little session earlier today.”

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Pritchard won his firs boxing march for an ITV show[/caption]

A HUGE fire has broken out in central London during rush hour today.

The blaze was visible for miles on Thursday morning with smoke billowing into the sky.

Footage taken from the 8th floor of the BBC Broadcasting House appeared to show the plume around Tottenham Court Road.

One person wrote on social media: “It absolutely stinks here in Oxford Circus. The air is hazy with smoke.”

Twitter

RICH RICCI has thrown doubt on Lossiemouth’s participation in next week’s Champion Hurdle.

The leading owner said it will be a ‘late call’ as regards whether the six-year-old will take on Constitution Hill or attempt to defend her title in the Mares’ Hurdle earlier on the card.

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Lossiemouth’s Cheltenham target is yet to be decided[/caption]

Trainer Willie Mullins has campaigned her towards the Champion all winter, but she was beaten by Constitution Hill at Kempton on Boxing Day and suffered a heavy fall at the Dublin Racing Festival.

With Brighterdayshead now rerouted to the Champion Hurdle from the Mares’, the temptation is there for Ricci and Mullins to dodge the big one at the Festival.

Following his comments on Wednesday night at Sun Racing’s Cheltenham Preview, Lossiemouth was eased out to 6-1 for the Champion Hurdle and was cut into 11-8 from 7-2 for the Mares’ Hurdle, while she is odds-on across the board in non-runner no-bet markets.

Ricci said: “She disappointed at Christmas and she had a horrible fall at Leopardstown in a race where we really didn’t learn anything.

“We had a chat with Willie on Tuesday night, she’s been left in both races and I think we’ll wait and make a call at the weekend.

“Paul chose to ride State Man at Leopardstown and I’d like to see who he is going to ride in the Champion.

“I know it will be difficult for him to get off State Man, he won the Champion last year, but who he chooses to ride is a factor.

“I’m not embarrassed to say we’ve campaigned her as a Champion Hurdle horse and it hasn’t worked out.

“UItimately, it will be Willie’s decision and we’ll have some input and make it over the weekend.

“She has got one more piece of work to do so we’ll see how she goes. Remember, she is only six, she is still a young horse.”

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Solo Leveling is the most popular ongoing anime at the moment. And Dragon Ball is a legendary Shonen that almost everyone has heard of unless they live under a rock. The two series are legendary in their own departments, but seldom have they crossed paths. But did you know that both series are connected to […]

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