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Moon Knight: 10 Memes That Perfectly Sum Up The Show
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Five cheap ways for parents to save on kids’ after-school clubs
MOST children love after-school clubs and they can be great help for working parents too.
But these added activities can leave a serious dent in your finances.
Here’s how to save.
TAX-FREE: Eligible parents get an extra £2 for every £8 paid into their tax-free childcare account up to £2,000 a year.
This can help bring down childcare bills.
But it’s not just for nursery, many after-school clubs and camps will accept payments through tax-free childcare accounts, saving you cash.
SCHOOL RULES: Clubs run by your school are often cheaper than similar sessions run by private companies.
Take a look at what yours offers and compare costs.
Local leisure centres can also be cheaper for sports activities such as swimming than those offered elsewhere.
Many local authorities offer free sessions or clubs too, particularly for low-income households.
SECOND-HAND: Some of the gear needed for clubs can feel almost as expensive as the sessions.
Help bring down costs by looking for second-hand sports equipment.
For any special uniforms ask in local parent community groups if anyone has outfits they no longer need.
Chances are you can find much cheaper than buying brand new.
PARENT SWAP: If you know a parent or two who you trust to look after your child, why not team up and take it in turns to look after each other’s kids to save cash?
You could hold a makeshift art club by planning a few crafty activities to do each week.
Or cooking sessions with little ones is another activity you could easily run from your own home.
TRIAL SESSIONS: Most clubs offer free trials before you need to sign up for a term or block of lessons.
Trial a few options in your area to find the most suitable activity for your child.
Ask about early-bird sign ups or group and sibling discounts to help trim costs.
- All prices on page correct at time of going to press. Deals and offers subject to availability.
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Iconic 120-year-old bakery chain could RETURN to high streets after closing all shops
A HISTORIC family-run bakery may reopen some of its stores after it was forced to close all of its locations and let 100 employees go.
The owner of beloved store Oddie’s, which was based in Nelson, Lancashire, has said that she is hopeful seven of its 13 shops will reopen.
The baked goods chain – established in 1905 and run by the same family ever since – managed to stay open through both World Wars, the Great Depression and the Covid pandemic.
But managing director Lara Oddie has shown hope that negotiations may result in a return for the beloved franchise.
She said: “If negotiations go well and certain recipes change hands, you might see your particular favourite make a reappearance.”
Founded at the start of the 20th century by William Henry Oddie, the chain operates 13 stores in locations such as Burnley, Colne, Foulridge, Nelson, Padiham, and Todmorden, alongside a central bakery in Nelson.
The business is renowned for its traditional bread, savoury pastries, and sweet treats.
Over the decades, Oddie’s has weathered monumental challenges, including two world wars, the Great Depression, and the fall of Lancashire’s cotton industry.
The much loved fourth-generation shop also survived the pandemic, during which the shop rationalised its product range, staff, and outlets to adapt to changing conditions.
Despite its resilience, Oddie’s has been severely impacted by soaring energy costs, which have quadrupled, as well as a sharp decline in high-street footfall.
Lara also spoke about her experience trying to keep the business afloat.
“I worked behind the scenes really hard all last year on a deal and literally three weeks before it was meant to happen, the guy pulled out, which left me with very few options and fewer resources,” she said.
“But, since the announcements have been made more public, other people have come out of the woodwork.
“So, I am still negotiating with interested parties behind the scenes and I’ve got everything crossed that maybe seven of my shops would reopen shortly.”
Why are retailers closing stores?
RETAILERS have been feeling the squeeze since the pandemic, while shoppers are cutting back on spending due to the soaring cost of living crisis.
High energy costs and a move to shopping online after the pandemic are also taking a toll, and many high street shops have struggled to keep going.
However, additional costs have added further pain to an already struggling sector.
The British Retail Consortium has predicted that the Treasury’s hike to employer NICs from April will cost the retail sector £2.3billion.
At the same time, the minimum wage will rise to £12.21 an hour from April, and the minimum wage for people aged 18-20 will rise to £10 an hour, an increase of £1.40.
The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.
It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.
Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”
It comes after almost 170,000 retail workers lost their jobs in 2024.
End-of-year figures compiled by the Centre for Retail Research showed the number of job losses spiked amid the collapse of major chains such as Homebase and Ted Baker.
It said its latest analysis showed that a total of 169,395 retail jobs were lost in the 2024 calendar year to date.
This was up 49,990 – an increase of 41.9% – compared with 2023.
It is the highest annual reading since more than 200,000 jobs were lost in 2020 in the aftermath of the COVID-19 pandemic, which forced retailers to shut their stores during lockdowns.
The centre said 38 major retailers went into administration in 2024, including household names such as Lloyds Pharmacy, Homebase, The Body Shop, Carpetright and Ted Baker.
Around a third of all retail job losses in 2024, 33% or 55,914 in total, resulted from administrations.
Experts have said small high street shops could face a particularly challenging 2025 because of Budget tax and wage changes.
Professor Bamfield has warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.
“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”
Lara also said a third of the employees had worked for the bakery for more than 20 years and that they “are like a family”.
“It’s very sad and it’s been heartbreaking for all of us,” she added.
The firm previously said the pandemic had “a profound impact on the business’ ability to operate at levels we were accustomed to”.
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More than 250,000Popular clothing store to shut after 15 years with 60% closing down sale launched for shoppers
A POPULAR clothing store is set to shut after 15 years, with a 60 per cent closing down sale already launched for shoppers.
The beloved boutique started life as a tiny stall – before expanding to a bricks-and-mortar site.
But bosses confirmed last week that The Loft in Leyland, Lancashire, would be closing for good next month.
They insisted, however, that the news is cause for celebration – as it marks owner Jill’s entry into retirement.
Taking to Facebook, Jill wrote: “It is with a HAPPY heart that we announce the closure of The Loft.
“After 15 amazing years of trading, it is time to hang up the wooden hangers and retire.”
She added that customers can enjoy 60 per cent off all stock until closing time – at the end of next month.
Turning to loyal fans of the business, Jill signed off: “We would like to take this opportunity to thank all of our customers past and present.
“From a tiny table in Heskin to our bricks and mortar in Leyland.”
The post was flooded with disappointed customers, with one saying: “I didn’t see that coming.”
Another asked: “Where will I buy those brands now?”
Meanwhile, swathes of fans commented to wish Jill a happy retirement.
One said: “Enjoy your well earned and much deserved retirement and family time now Gill, however, who’s going to dress me now!”
And another echoed: “Ahhh happy retirement Gill & congratulations on all you’ve achieved with your fabulous little shop.”
Jill started selling gloves and scarves from a little table in a countryside barn in 2010.
From these humble beginnings, The Loft was born – selling a range of clothing, accessories and footwear for both men and women.
It comes after another beloved store, Party Planet in Lincoln, was also forced to close after 27 years.
It, too, launched a huge closing down sale – with 50 per cent off on the final day.
Bosses said: “It is with great sadness that we write this. This coming Tuesday, 25th February 2025 will be our last day of trading after 27 wonderful years.
“We would like to take this opportunity to say a huge, heartfelt thank you to each and every one of our customers for your support over the years, many of you even becoming friends.”
RETAIL PAIN IN 2025
The British Retail Consortium has predicted that the Treasury's hike to employer NICs will cost the retail sector £2.3billion.
Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.
A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.
Three-quarters of companies cited the cost of employing people as their primary financial pressure.
The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.
It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.
Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”
Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.
“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”
Trump reveals VIP visa plan and says he wants to sell GOLD CARDS for $5million to get mega rich foreigners into US
DONALD Trump wants to begin selling gold card visas for $5million to foreigners who want to move to America and create jobs.
The US president on Tuesday said the immigration programme, which he said was legal, could start in about two weeks.
He added it is possible Russian oligarchs could qualify for the gold cards, which were branded as “somewhat like a green card, but at a higher level of sophistication”.
Trump said in the Oval Office: “We’re going to be putting a price on that card of about $5 million and that’s going to give you Green Card privileges, plus it’s going to be a route to citizenship.
“Wealthy people will be coming into our country by buying this card.
“They’ll be wealthy and they’ll be successful and they’ll be spending a lot of money and paying a lot of taxes and employing a lot of people.
“And we think it’s going to be extremely successful and never been done before.”
Howard Lutnick, Secretary of Commerce, explained that the Trump administration intends to end the EB-5 Immigrant Investor Program and “replace it with the Trump gold card.”
The EB-5 program grants investors the opportunity to apply for permanent U.S. residence if they “make the necessary investment in a commercial enterprise in the United States” and intend to generate or sustain 10 permanent full-time jobs.
Lutnick described the EB-5 program as “full of nonsense, make-believe and fraud,” adding, “It was a way to get a green card that was low priced.”
Once vetted, gold card holders “can invest in America and we can use that money to reduce our deficit,” he said.
The president projected that the gold card will attract “very high level people” who contribute to job creation.
With these cards, “you’re getting big taxpayers, big job producers, and we’ll be able to sell maybe a million of these cards, maybe more than that,” Trump said.
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